http://kadhoai.com.cn 2026-04-26 19:05:10 來源:中新網金融頻道
近jin年nian來lai,中zhong國guo工gong商shang銀yin行xing將jiang推tui進jin製zhi造zao業ye的de轉zhuan型xing升sheng級ji作zuo為wei服fu務wu實shi體ti經jing濟ji發fa展zhan的de重zhong要yao抓zhua手shou,大da力li支zhi持chi先xian進jin製zhi造zao業ye的de發fa展zhan和he傳chuan統tong製zhi造zao業ye的de改gai造zao提ti升sheng,較jiao好hao地di促cu進jin了le產chan業ye結jie構gou的de優you化hua調tiao整zheng。截jie至zhi2012年末,工行向國內製造業投放的貸款餘額達到了1.39萬億元,較年初增加2709億元,增速達24.2%,較全行公司貸款增幅高12.2個百分點,貸款餘額、增量和增速均居國內同業首位。
我國是製造業大國,“十二五”guihuagangyaomingquetichuyaogaizaotishengzhizaoye,cujinzhizaoyeyoudabianqiang。weigenghaodicujinzheyimubiaodeshixian,gongxingyizhichichanyezhuanxingshengjiweizhongdian,chixuwanshanzhizaoyexindaizhengcezhiduhepeitaocuoshi,shenrutuijinzhizaoyejinrongzhichichanpinjifuwudechuangxin。yucitongshi,gongxinghaixietiaotuozhandazhongxiaoxingzhizaoyeqiyekehu,jiadaduizhizaoyelongtouqiyedeshangxiayoukehu、產業集群客戶以及“專、精、特、新”的優質中小企業的扶持力度,促進製造業產業組織結構不斷優化。
在先進裝備製造業領域,工行於2009年製定了裝備製造行業信貸政策,明確優先支持具備自主創新能力、xianjinzhizaojishuhepeitaofuwunengli,duiwoguozhongdianchanyejiegoushengjihezhongdagongchengjianshejuyoujijidaidongzuoyongdexianjinzhuangbeizhizaoye,qizhongjibaokuoguojiajijipeiyuhefazhandegaoduanzhuangbeizhizaoye,yebaokuochuantongzhuangbeizhizaoyedezhuanxingshengji。zaichuantongzhuangbeizhizaoyezhuanxingshengjilingyu,gongxingjijizhichiqiyejiakuaiyingyongxinjishu、新材料、新工藝、新xin裝zhuang備bei改gai造zao提ti升sheng傳chuan統tong產chan業ye,增zeng強qiang新xin產chan品pin開kai發fa能neng力li,提ti高gao產chan品pin技ji術shu含han量liang和he附fu加jia值zhi,加jia快kuai產chan品pin升sheng級ji換huan代dai。同tong時shi,通tong過guo支zhi持chi符fu合he產chan業ye轉zhuan型xing升sheng級ji要yao求qiu的de技ji術shu改gai造zao項xiang目mu,積ji極ji拓tuo展zhan龍long頭tou企qi業ye及ji其qi上shang下xia遊you供gong應ying鏈lian融rong資zi,完wan善shan綜zong合he化hua金jin融rong服fu務wu,幫bang助zhu企qi業ye做zuo大da做zuo強qiang。
在高端裝備製造業支持方麵,工行針對航空裝備製造等行業龍頭客戶生產周期長、流動資金需求量大、資產負債率高的特點,為企業量身定製服務方案,創新融資模式,較好地滿足了客戶的融資需求。
在努力做好常規金融服務的基礎上,工行還積極為製造業企業提供包括債券承銷、融資租賃、現金管理、企業年金、並購貸款等在內的多元化、綜合化金融服務,並積極開展衍生交易類、外彙資金類等業務幫助製造業企業“走出去”,為製造業企業的發展提供了有力的金融支持。